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  <!-- Core pages -->
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    <loc>https://propertycalc.co.uk/</loc>
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    <loc>https://propertycalc.co.uk/calculators</loc>
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    <lastmod>2026-04-20</lastmod>
    <changefreq>weekly</changefreq>
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  <url>
    <loc>https://propertycalc.co.uk/about</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
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  <url>
    <loc>https://propertycalc.co.uk/contact</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
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  <url>
    <loc>https://propertycalc.co.uk/privacy</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
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  <url>
    <loc>https://propertycalc.co.uk/terms</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
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  <!-- Calculators -->
  <url>
    <loc>https://propertycalc.co.uk/rent-affordability-calculator</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>weekly</changefreq>
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  <url>
    <loc>https://propertycalc.co.uk/rental-yield-calculator</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
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  <url>
    <loc>https://propertycalc.co.uk/stamp-duty-calculator</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
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  <url>
    <loc>https://propertycalc.co.uk/mortgage-overpayment-calculator</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>weekly</changefreq>
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  <url>
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    <lastmod>2026-04-20</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
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  <!-- Guides -->
  <url>
    <loc>https://propertycalc.co.uk/guides/how-much-rent-can-i-afford-london</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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  <url>
    <loc>https://propertycalc.co.uk/guides/good-rental-yield-uk</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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  <url>
    <loc>https://propertycalc.co.uk/guides/how-stamp-duty-works-uk</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>monthly</changefreq>
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  <url>
    <loc>https://propertycalc.co.uk/guides/overpay-my-mortgage</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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  <url>
    <loc>https://propertycalc.co.uk/guides/uk-side-hustle-tax-guide</loc>
    <lastmod>2026-04-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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